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Terms and Service

Welcome to IRCA Money! By using our website (www.ircamoney.com) and services, you agree to abide by these Terms and Service ("Terms"). Please read them carefully, as they govern your access to and use of our platform. 


1. Acceptance of Terms

By accessing or using IRCA Money (“Platform”), you agree to comply with these Terms of Service.

By using the Platform, you confirm that:

• You are of legal age in your jurisdiction
• You have the legal capacity to enter into binding agreements
• You understand the risks associated with trading activities

If you do not agree with these Terms, you must discontinue use of the Platform.


2. Nature of Services

IRCA Money operates as a trading infrastructure and strategy access provider.

The Platform:

• Facilitates access to broker-connected trading accounts
• Provides structured execution infrastructure
• Offers monitoring dashboards
• Supports capital participants with execution access

IRCA Money does not:

• Accept public deposits
• Offer guaranteed returns
• Operate as a bank
• Act as a pooled investment fund

Participation involves market risk.


3. Account Registration

To access certain services, users must register and provide accurate and complete information.

You are responsible for:

• Maintaining confidentiality of login credentials
• All activity under your account
• Promptly notifying us of unauthorized access

We reserve the right to verify identity and restrict access if necessary.


4. User Responsibilities

By using the Platform, you agree to:

• Use services only for lawful purposes
• Provide accurate and updated information
• Comply with all applicable local laws and regulations
• Avoid fraudulent, misleading, or illegal conduct

Any misuse may result in account suspension or termination.


5. Independent Account Structure

Each participant operates through a dedicated trading account connected to broker infrastructure.

Funds are not pooled.

Participants maintain independent visibility over their allocated account via monitoring tools provided.

Broker terms and conditions may apply separately.


6. Risk Disclosure

Trading financial markets involves substantial risk.

You acknowledge that:

• Capital may fluctuate
• Drawdowns may occur
• Losses are possible, including loss of principal
• Past observations do not guarantee future performance

Participation should only be undertaken with capital you can afford to risk.

IRCA Money is not liable for trading losses.


7. Fees and Compensation

Fees, performance structures, or compensation arrangements (if applicable) will be clearly communicated before participation.

By using the Platform, you agree to any disclosed fee structure.

All broker-related fees are governed by the respective broker’s policies.


8. Withdrawals

Withdrawal requests are subject to:

• Open trade status
• Broker processing timelines
• Platform operational procedures

Open positions may need to be closed before withdrawal processing.

Processing time may vary depending on broker and banking infrastructure.

Refunds are generally not applicable once trading participation has commenced.


9. Intellectual Property

All content on the Website, including logos, branding, text, design, and proprietary materials, is the property of IRCA Money or licensed to it.

No content may be copied, reproduced, or distributed without written permission.


10. Limitation of Liability

To the fullest extent permitted by law, IRCA Money shall not be liable for:

• Market losses
• System interruptions
• Broker-related issues
• Indirect or consequential damages
• Delays or data inaccuracies

Use of the Platform is at your own risk.


11. Indemnification

You agree to indemnify and hold harmless IRCA Money, its operators, affiliates, and representatives from any claims, liabilities, damages, or expenses arising from:

• Your misuse of the Platform
• Violation of these Terms
• Breach of applicable law


12. Suspension & Termination

IRCA Money reserves the right to suspend or terminate access if:

• False information is provided
• Fraudulent behavior is detected
• Regulatory risk arises
• These Terms are violated

Termination does not eliminate responsibility for outstanding obligations.


13. Amendments

We may update these Terms at any time.

Continued use of the Platform after updates constitutes acceptance of the revised Terms.


14. Compliance & Jurisdiction

Users are responsible for ensuring participation complies with their local laws.

The Platform reserves the right to restrict access in jurisdictions where services may not be permitted.

Governing law and jurisdiction shall be determined by the operating entity of the Platform.